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Homebuyer Education Workshops

The Offer

Here is an opportunity to get prepared for the biggest investment most people will make in their lifetime. Many families and individuals have the desire to have a place called “Home”.  You do know that Real Estate is still the best wealth builder available these days, right?  Here is an opportunity to learn how to establish, manage and maintain your investment (your home) so that the equity (wealth) earned can benefit you and your loved ones.  Anything worth having or keeping in this life requires 3 unavoidable steps: 1) creating a plan, 2) acting on it, 3) executing the plan; because knowing what to do is only half of the battle.  

Mission

 As we follow the hearts of our Founders, the mission and purpose are to help families and individuals; seniors and young people alike, find their way to better housing and financial situations. We meet people where they are and encourage them via guidance to take the steps necessary to meet their goals.

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Our Vision

Healthy and equitable communities with thriving seniors, families and youth who are empowered to achieve their housing and homeownership goals.  

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Workshop Topics

  • Personal Finance:

    • Why create a Spending Plan (budget)?

    • The benefits of establishing a saving Strategy.

    • How to determine your debt comfort level.

    • How to manage and reduce your debt.

  • Types of counseling and when to use them:

    • Bankruptcy.

    • Budget / Financial.

    • Foreclosure.

    • Housing/ homeownership.

    • Reverse Mortgage.

  • Credit Reports:

    • Understanding the major credit reporting agencies (Equifax, Experian, TransUnion).

    • How to get your free annual credit report. And how to understand and use credit reports to meet your personal goals.

    • How credit scores are used by Lenders

    • Avoiding Identity Theft.

  • Working with the Lender:

    • Finding a Lender.

    • What questions should you ask?

    • Pre-qualification and Pre-approval: What’s the Difference?

    • What documentation will your Lender ask you to provide, and why?​

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  • The Role of the Real Estate Agent:

    • Why use a Real Estate Agent?

    • What is the role of a Real Estate Agent?

    • How to choose a Real Estate Agent.

    • How are Real Estate Agents paid?

  • The Home Inspection:

    • Why is having a Home Inspection so important?

    • How to Choose a Home Inspector.

    • Why should you attend the Home Inspection?

  • Life as a Homeowner:

    • Keeping good financial Habits.

    • Know your community, why?

    • Home Maintenance; how?

    • What to do if you are facing Financial Hardship.

    • Foreclosure Prevention.


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